Failure to Pay Claims

What Is Failure to Pay Claims?

Failure to pay claims refers to the refusal or failure of an insurance company to pay out a claim that is covered under the policy. This can occur for a variety of reasons, often involving the insurance company denying coverage, questioning the validity of the claim, or disputing the amount of the claim. Policyholders may have legal recourse if they feel their claim has been wrongfully denied or delayed, including filing a complaint with the insurance company or taking legal action. It is important for policyholders to thoroughly understand their policy and their rights in the event of a failure to pay claim.

How Do I Know if I Have a Failure to Pay Claims Case?

If you believe that an insurance company has failed to pay a valid claim, you may have a case for failure to pay claims. Some signs that this may be the case include:

1. The insurance company has denied your claim without a valid reason
2. The insurance company has delayed paying your claim for an unreasonable amount of time
3. The insurance company has offered you a settlement that is significantly less than the value of your claim
4. The insurance company has failed to properly investigate your claim

If you are experiencing any of these issues, it is important to speak with an attorney who specializes in insurance law to discuss your options and determine if you have a valid case. Additionally, it is important to document any communication with the insurance company, including letters and emails, as well as any evidence related to your claim.

What should I do if my claim has been denied?

If your claim for failure to pay has been denied, there are a few steps you can take to try and resolve the issue. First, carefully review the denial letter to understand the reason for the denial. Next, you should gather any additional documentation or evidence that may support your claim and submit it to the insurance company. You can also contact the insurance company to discuss the denial and ask for a review of your claim. If the issue is not resolved, you may want to consider hiring a lawyer or contacting your state’s insurance commissioner for assistance. It’s important to take action promptly as there may be deadlines for appealing a denied claim.

What is the time limit for filing a failure to pay claim?

As with any legal claim, there is a statute of limitations in place that dictates how long you have to make a claim against someone for failing to pay you money they owe you. Generally, the time limit for filing a failure to pay claims case is two years from the date that the amount became due. However, this may vary depending on the jurisdiction, so it is important to check the relevant laws in your state.

In some cases, the time limit may be extended, such as when the insurer has made partial payment. Taking action to file a claim promptly is important to ensure that you are fully compensated for the amount owed to you.

When should I hire an attorney if an insurance company has refused to pay my claim?  

An experienced attorney can help you understand your rights, the legal options available to you, and how to maximize your chances of a successful outcome.

An attorney will be able to evaluate the situation and advise you on the best course of action. If the insurance company is not willing to pay, an attorney can help you file a lawsuit or seek other legal remedies. He or she will also be able to negotiate with the other party and make sure that any agreement is in your best interest.

Our Process

• Submit your claim

  Reach out to us for a confidential, encrypted, and free conversation. We are here to listen and help you determine your next steps, no matter what they may be.

• We get to work on your behalf

  Our team of seasoned attorneys will fight complex cases on your behalf with passion, creativity, and integrity every step of the way.

• Results Achieved

  Our mission is to advance justice—and to achieve results. We are proud of our clients for being catalysts for change, and will work tirelessly to achieve the outcome we seek together.