Jay Angoff - DC AttorneyIn December 2012, former Missouri Insurance Commissioner and Affordable Care Act implementation director Jay Angoff returned to Mehri & Skalet after three years with HHS.  In March 2010 Mr. Angoff was appointed to serve as the Director of the new HHS Office of Consumer Information and Insurance Oversight.  His responsibilities included developing the new regulations governing the individual and small group markets, including the Patient’s Bill of Rights, Medical Loss Ratio rule and Rate Review rule; implementing the Rate Review, Consumer Assistance and Exchange grant programs; and establishing the Early Retiree Reinsurance Program and Preexisting Condition Insurance Plan. Mr. Angoff also served at HHS as the Senior Advisor to the Secretary and as the HHS Regional Director for Region VII, headquartered in Kansas City.

Before serving at HHS Mr. Angoff was in private practice, first in Jefferson City, Missouri with Roger Brown & Associates, and then in Washington, DC with Mehri & Skalet.  Cases in which Mr. Angoff served as class counsel include Landers v. Interinsurance Exchange of the Automobile Club (LA County, Cal., $24 million settlement), Clutts v. Allstate (Madison County, Ill., $6 million settlement), and Foundation for Taxpayer and Consumer Rights v. GEICO (LA County, Cal., settlement valued at up to $12 million).  All three cases involved overcharges resulting from unauthorized rating factors.  Mr. Angoff currently represents individuals and non-profit organizations on ACA- and other insurance-related matters.  He has also consulted for state Insurance Departments and represented consumers and insurance agents before Departments, and has advised hospital associations, investment banks, and the plaintiff’s bar.  

Between 1993 and 1998 Mr. Angoff served as Director of the Missouri Department of Insurance.  There he became one of the first Insurance Commissioners to order a traditionally non-profit Blue Cross plan to establish a healthcare foundation with the full value of its assets.  He also helped implement an Exchange for state workers, which reduced their health insurance rates  by up to 45%.  And he established a competitive bidding process for workers compensation insurers that reduced workers comp rates by 24%.  He also oversaw and accelerated the run-off of the Transit Casualty and Mission insolvencies, two of the largest and longest-running insurer insolvencies in the nation.

Prior to coming to Missouri, Mr. Angoff served as Deputy Insurance Commissioner of New Jersey and Special Assistant to the Governor for Health Insurance Policy.  In those positions, he helped draft and implement New Jersey’s individual and small group reform laws.

Mr. Angoff began his career as an antitrust lawyer with the Federal Trade Commission. He also served as a staff attorney for Congress Watch, a public interest lobbying organization, as counsel to the National Insurance Consumer Organization, and as Vice-President for Strategic Planning for Quotesmith.com (now insure.com), an internet quotation service and insurance broker.  He has written for The New York Times, The Washington Post, and The Wall Street Journal, among other publications.  He is a member of the District of Columbia, Missouri, New Jersey, and U.S. Supreme Court bars, and is a graduate of Oberlin College and Vanderbilt Law School.